Welcome to LenderX.ai
Why the X? Because we’re also Real Estate Investors and the one truth that we know is that at the end of the day – you don’t care who the lender of record is, you just want to get the funding you need on the best terms possible, so you can focus on finding great investments and executing your strategy.
One of the most challenging aspects of investing in real estate (besides finding deals that pencil) is choosing the right lender. It’s a pain in the….dealing with multiple sales people, trying to figure out the best financing option for your situation, all the while having to tell every salesperson/company your story, provide financial information, field calls/texts/emails, and just hope you end up choosing a lender that will close on time and do what they promised to do. It’s exhausting as an investor – whether you’re a newbie or experienced.
We’re utilizing AI technology to sift through the dozens of loan options for our clients and find them the optimal financing, offering speed and reliability by leveraging AI technology – saving them time, money, and pain in the…process.
Options and Solutions
Gain access to the capital you need to move forward with your project profitably.
Tell us your story.
Whether you are just beginning your Real Estate Investing journey or an experienced real estate investor, having a capital source you can count on is crucial.
We pride ourselves on swift communication, transparency, and easy accessibility when you need us. Our experienced team is here to advise you every step of the way.
Fill out the questionnaire or contact us today!
How it Works
Gain access to the capital you need to move forward with your project.
Frequently Asked Questions
Hard money loans, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.
Below are some additional advantages associated with hard money loans:
Swift Access to Capital: Hard money loans provide quick access to capital, enabling investors to seize opportunities promptly.
Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.
High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, hard money loans can finance up to 90% of the project, providing substantial funding.
Potential for Enhanced Benefits: Building a relationship with the same lender may lead to additional advantages, such as reduced origination fees and interest rates, making it even more attractive for long-term investors.”
Appraisals vary on your financing needs. We do not require appraisals on bridge loans, but we do require them for rental loans.
We provide short term financing, bridge loans, and rental property loans.
Fix & Flip Programs can close in as little as 7 days. Permanent loan programs can take as few as 15 days and up to 45 days. For an accurate timeline based on your specific needs contact us directly.
Still Have Questions?
If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.
