Get In, Get Out, Get Paid – No Excuses, Just Bridge Loans

Let’s face it—waiting on a typical lender to fund your real estate deal is like waiting on your flaky friend to “Venmo you later.” In this market, speed wins. That’s where Bridge Loans come in. At LenderX.Ai, we don’t care about your Rolex or your leased Lambo—we care about closing your deal. If you’ve got a solid opportunity and a plan, we’ll fund it. Fast.

What Is a Bridge Loan, Really?

A bridge loan is a short-term, asset-based loan designed to “bridge the gap” between now and your next move. Whether you’re buying a property before selling another, refinancing, or stabilizing a value-add play, this loan gets you cash now, not six weeks from now. It’s a temporary solution, but a powerful one when used correctly.

The Right Time for A Bridge Loan

Bridge loans make sense when you need to close fast and beat competitors to a hot deal. To add light value to a property before refi or sale. Bridge loans can also be used when you buy before selling, without having to wait on traditional financing. Bridge also allows you to pull equity from one deal to fund another, or you can snatch up off-market deals, auctions, or distressed properties that need speed, not red tape.

The Bridge Structure that Won’t Collapse

📆 Loan Term: 6 to 24 months/Optional extensions (we get it, stuff happens)
💰 Leverage: Up to 75–80% of the as-is value, Up to 85% loan-to-cost if rehab funds are included, cash-out is totally on the table if the equity supports it
💸 Rates & Fees: Interest: 8–12%+, points: 1–3% upfront, interest-only payments = lower monthly cost, balloon payment at the end (no snoozing, you’ll need to exit)

Exit Strategies (Have One. Always.)

Sell the property (classic fix & flip)
Refinance into a DSCR or agency loan
Use liquidity from another deal or portfolio shuffle

Why LenderX.Ai Can Bridge The Gap

Bridge loans are for real investors, not spreadsheet cowboys or TikTok landlords. If you’ve got hustle, vision, and a deal that makes sense, we’ll help you cross that bridge—fast.

📲 Ready to close like a pro?
Get pre-approved with LenderX.Ai in 5 minutes. No fluff. No drama. Just capital.